Marine Insurance in Boca Raton and Delray Beach, FL
PROTECTING FLORIDA BOATERS AGAINST RISK
Boca Raton and surrounding areas such as Fort Lauderdale and Miami are considered a part of the boating capitol of the world. There are boaters here and in nearby areas in large numbers, and these boats and boaters vary in type, purpose, and use. Each of these boaters faces risks, and for this reason he or she needs protection. Marine insurance provides necessary protection, and at The Griffith Agency, we have a comprehensive marine insurance program. Through this program we write tailored solutions for individual clients, and we’ll write a tailored solution for you. As a result, you and your boat will be fully covered for the right price.
We’ve insured boaters in Boca Raton and throughout Florida for many years, and we’re boaters ourselves. For these two reasons we know boaters’ needs and meet them by providing customized products and personalized services. If you’re a boater, no matter what type of boat you own or use, we can help you.
MARINE INSURANCE COVERAGE DETAILS
Marine insurance is designed to protect against damages to boats and to protect against liabilities. It’s not required, but it is good to have if you own or use a boat. Floridians use boats of all kinds, and use boats for many different purposes. Roundabouts, bass boats, Charter boats, yachts; these are just some of the boats that Floridians use for recreation, business, competition, and other activities. Whether you have one kind of boat, whether you use your boat or boats for one purpose, or whether your boat is a multi-purpose watercraft, we can help you stay secure.
We provide coverages that make it possible for you, your boat, and passengers to stay protected at all times. We will suggest considering a hurricane plan if it applies to you, and we’ll take the time to determine whether or not a hurricane plan is appropriate for your type of risk. We’ll help you identify the right coverages and we’ll also ensure that your policy fits.
We work with A-rated carriers so that we can give you the greatest possible selection of options. The options we offer include coverages for these and other boats:
- Mega Yachts
- Performance Boats
- Sail Boats
- Bass Boats
The selection that we offer also includes coverages for these exposures:
- Collision to your boat
- Damage to another boat or object
- Damage caused by uninsured or underinsured boaters
A policy we provide for you can include coverages for extra equipment attached to your boat. Equipment that might be attached to your boat includes anchors, oars, canopies, life preservers, and fuel tanks. All of these equipment types can be covered. Fishing equipment and personal property can also be covered by one of our marine policies.
We’ll suggest that you get liability insurance that’s appropriate for you. This type of insurance can cover medical expenses or legal costs and is very valuable. Coverages that protect against the costs of liabilities include:
- Bodily Injury payments
- Damage to another’s property
- Medical Payments
- Guest Passenger Liability
In some cases it’s possible to combine marine insurance policies with policies for other types of insurance. If we can combine your marine insurance policy with a policy for another type of insurance, we will. This will save you time and money. Just speak with an agent to learn about your combination options.
COMMERCIAL MARINE INSURANCE
Commercial marine insurance is meant to provide both inland and ocean marine coverage. When your business transports property, that cargo needs to be covered every step of the way. Marine coverage provides protection throughout each step of the transportation process. The Griffith Agency provides businesses of all sizes with the protection they need to run smoothly.
Our marine insurance options include, but are not limited to:
- Property insurance
- Loss control services
- General liability
- Umbrella coverage
SPECIALIZED SERVICES AND SUPPORT
We can insure your boat for actual cash value (ACV) or for agreed value. How we insure this boat will depend on your needs. You may need hull coverage and you may need coverage for when your boat is laid up. You may also need to include coverage for a tender on your boat insurance. Regardless of what you need, we’ll take the time to discover it. We’ll then provide what you need by giving you the best solution we can.
We manage your risk and any claims you may file. We’re also reachable whenever you want or need to get a hold of us, so getting important information will be easy for you.
ADDITIONAL MARINE INSURANCE INFORMATION:
- Boat Insurance Information and Resources (The Insurance Information Institute (III))
- Boat Insurance Facts and Resources (Discoverboating.com)
- Florida Boat Registration and License Details and Resources (DMV)
At The Griffith Agency we’re proud to provide boat insurance in Boca Raton, Delray Beach, West Palm Beach, Fort Lauderdale, Miami, and Highland Beach, FL. We also serve other areas in the state and we serve Georgia.