Commercial Auto Insurance in Boca Raton, FL & Delray Beach, FL

Commercial auto insurance can help provide coverage for vehicles used for business purposes, offering protection beyond what personal auto insurance policies typically cover. Businesses that own vehicles or use them for work-related tasks, such as deliveries, transportation of goods or client visits, need commercial auto insurance to help safeguard against various risks and comply with the state insurance requirements.

What’s Included?

Commercial auto insurance typically includes liability coverage, which can help protect against claims for bodily injury and property damage caused by the business vehicle, up to the policy’s limits. It may also provide collision and comprehensive coverage to help pay for damage to the vehicle from accidents, theft, vandalism or natural disasters.

The specific coverage options and limits can vary depending on the insurer and the nature of the business, so it’s important to tailor commercial auto coverage to address the company’s unique needs and risks.

Does My Business Need Commercial Auto Insurance?

Commercial auto coverage is generally required for business vehicles in every state. In fact, certain companies, such as those driving across state lines, may even be obliged to have insurance mandated on a federal level. Commercial auto insurance rules may apply to various types of business vehicles, regardless of operation size; if a vehicle is used for business purposes, it likely needs commercial coverage.

Regardless of legal mandates, having the right auto coverage can be vital after a collision, non-driving incident or liability situation. Without adequate insurance, damage to a business vehicle or losses caused to a third party would need to be paid out of pocket. Such instances could cause insurmountable financial troubles and significantly impact operations.

How Do I Know What Coverage I Need?

Contact us today to learn more about commercial auto insurance. We can help assess your circumstances and recommend necessary coverage for your business needs.