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Personal Trainer Insurance in Boca Raton and Delray Beach, FL

Many professions require specialized forms of insurance, and as a personal trainer, your career comes with a certain degree of professional liability that others may not experience.

Being a personal trainer is a rewarding career, but it can lead to increased insurance risks because there are many ways for your clients to get hurt, and you can't watch everybody at every moment. On any given day, you might have people who push themselves harder than they should, ignore the warning signs that their bodies provide, or refuse to take the advice you’ve given them. Many of these problems aren't your fault, especially if you keep clients informed of best health practices without exceeding the scope of your responsibilities. However, aggressive clients may still sue for negligence if they injure themselves under your supervision.

Personal trainer insurance can act as a buffer between you and the claims that injured parties may make. The Griffith Agency agents can help you keep important aspects of your career and this coverage in mind when considering insurance as a personal trainer.

Personal Trainer Insurance Coverage Options

There are two major components of personal trainer insurance, both of which are needed for truly comprehensive coverage.

  • Professional Liability Insurance covers lawsuits ranging from injuries caused by improperly maintained equipment to claims of misconduct. For professional trainers, the most common problems stem from interacting with a customer's belongings, or from saying or writing something that a client finds offensive. Be sure to ask an agent about how much liability insurance you're likely to need, since different trainers often need different amounts, depending on their clientele and style of personal training (training for the elderly or high-intensity training, for instance).
  • Miscellaneous Personal Trainer Insurance helps cover claims for bodily injuries that come from either incorrectly providing or failing to provide a promised service. Claims of this type can reach several hundred thousand dollars or more, so it's important to have enough coverage to pay off your claims if you ever end up needing to use this insurance.

Personal Trainer Insurance Requirements

As a personal trainer, you may be asked to provide evidence of certification in your field before a policy will be offered. Experienced trainers—particularly those who have avoided claims in the past—may be eligible for a discounted rate on their policy.

1. "The Role of a Personal Trainer | Resources." Accessed April 11, 2016. https://www.nfpt.com/the-role-of-a-personal-trainer.

2. "Woman Wins $300k Due to Personal Trainer’s Negligence ..." Accessed April 11, 2016. http://blog.lawyer.com/index.php/2012-04-23-woman-wins-300k-due-to-personal-trainers-negligence/.

Our Location

The Griffith Agency

479 NE 20th Street
Boca Raton, FL 33431
Main office: 561-392-2444
Toll free: 800-940-4743
Fax: 561-392-3668

Our Providers

Testimonials

"Tom is a great guy and follows in some mighty big footsteps--left by his dear, dear Father!!"

Rusty Casto
"They are the best!"

Joe Seta
"Spent 20 years of my life working side by side with the best Toms ever! love you guys....and miss you!!"

Maureen Jensen Girolamo
"I have know Tommy for most of my life and he is a great guy."

Michelle L. Tice
"The Griffith Agency Has handled my insurance for over 20 years, and I highly recommend them."

Frank Ward
"I've done business with 3 generations of the Griffith family & still do. It's important to be insured by a good company but, more important to have a good agent."

Dale Klčo
"The Griffith Agency has been doing all of my insurance for 20 years now. Very consistent and reliable, not to mention affordable!"

Jarred Isgette